Lands Ministry digitisation will boost mortgage lending

01Dec 2017
The Guardian
Lands Ministry digitisation will boost mortgage lending

DIGITISATION of land management and property transactions will boost mortgage lending and improve transactions relating to property in the country.

An ILMIS refurbished block in Dar es Salaam where a national land database is hosted. File photo.

Permanent Secretary at Ministry of Lands Housing and Human Settlement Development, Dorothy Mwanyika said in Dar es Salaam last week that mortgage lending and property trading have been partly slowed down by cumbersome procedures of verifying title deeds and unit subtitles in case of housing purchase.

“Such bureaucratic manual procedures will soon become history as we digitise the system to do away with human contact, at some point in time we want people to be able to access their title deeds in real time on mobile phones,” Mwanyika said when opening a training session for Ubungo and Kinondoni land and property officers.

She said the government with World Bank funding has hired French conglomerate IGN FI company to undertake an Integrated Land Management System which digitises all land related issues.

“Through this ILMS, we hope to improve efficiency in issuing title deeds and certificates of occupancy while increasing government revenue,” Mwanyika said while opening a workshop of Ubungo and Kinondoni municipal land officials where the pilot project is being undertaken.

Mwanyika pointed out that under the pilot project, the two Dar es Salaam municipalities will start implementing the digitised system next financial year and if it succeeds then it will be rolled out countrywide.

“The Ministry is determined to make sure that land tenure system in the country is streamlined and efficient with no room for manipulation by dishonest civil servants,” she charged while noting that the system will automatically weed out crooked elements.

The PS said use of information communication technology is the best way to ensure that property ownership is formalised in the country to contribute towards development efforts because such a move will ensure that people pay royalty and property taxes as required.

“The most important of all is that land will now make significant contribution to government coffers and this year, we are targeting to collect 112bn/- in royalty,” she noted.

In July 2016, the government picked a consortium led by IGN FI to design, install and operate the Integrated Land Management System (ILMIS). Funded by the World Bank, the project should help ease the management of the country’s lands while facilitating access to information for populations.

Since 2001, Ministry of Lands, Housing and Human Settlements Development has been making efforts to improve through computerization, the land management systems at both local and national levels.

The ILMIS project, according to IGN FI’s statement after winning the contract will last 24 months and in its initial phase includes the design, development, customization, build, installation of ILMIS; supporting efficient administration of cadaster and real property registration at central, zonal and district levels.

According to the World Bank’s Doing Business 2016 report, Tanzania ranked 133th out of 189 economies on the ease of registering property and obtaining land. Registering property in the country requires eight different procedures, takes 67 days and 4.40 percent of property value. Such challenges will gradually be overcome by IGN FI’s ILMIS.